Karmic Debt

Can a person's Debt be used to help the world? Lets find out! HHr ( Lunar Harmony?), Time Travel, AU, *x Char OoC, may lead to the greater world/universe. current working on chapter 9, with writers block...will post prior chapters after tweaking/proof-reading them. Chapter 7 is up, is another short one, sorry. I've changed the Emrys prefects in Ch 6 "M" rate to be safe