All of Anne Maria's life, she had surrounded herself with money and loneliness. Yet, when her deceased cousin of seven years visits her at the strike of midnight and three spirits visit her, will it thaw her frozen heart or will she be cursed to be greedy forever?

"Although most times payback can be wrong. In cases like this, it can turn out to be sweet. For the sweet kind can have a great reward at the end." This story takes places right after the events of "Gilligan Goes Gung-Ho." Please Read and, it's rated M for *explicit* content. You all have been warned my friends. And do forgive me if it stinks, I was on a tight deadline.